Features & benefits

Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) : Up to 95% loan to value ratio (LVR)
Maximum Loan Term : 30 years
Redraw Facility : Yes
Interest Type : Principal & Interest
Interest Only Available : No
Repayment Frequency : Monthly / fortnightly / weekly
Offset Account : Yes
Extra Repayments Allowed : Yes
Standard Variable Plus Interest Rate Comparison Rate
<60% LVR   6.09% p.a.   6.25% p.a.
60% - 80% LVR   6.19% p.a.   6.35% p.a.
>80% - 95% LVR   6.59% p.a.   6.75% p.a.
Standard Variable Plus Interest Rate Comparison Rate
Principal & Interest    
<60% LVR   6.29% p.a.   6.45% p.a.
>60% - 80% LVR   6.39% p.a.   6.55% p.a.  
>80% - 95% LVR   6.79% p.a.   6.95% p.a.
Interest Only    
<60% LVR   6.54% p.a.   6.54% p.a.
>60% - 80% LVR   6.64% p.a.   6.64% p.a.
>80% - 95% LVR   7.04% p.a.   7.05% p.a.
Fees Charges
Establishment fee $500
Basic Home Loan Service Fee (monthly) $8
Loan Contract Variation Fee  $300
Default Fee  $25 
Title Search  $25.30 
Discharge fee  $350

 

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Home loan calculators

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