Features & benefits

Product Features:

Home Loans
Maximum Loan to Valuation Ratio (LVR) : Up to 95% loan to value ratio (LVR)
Maximum Loan Term : 30 years
Redraw Facility : Yes
Interest Type : Principal & Interest
Interest Only Available : No
Repayment Frequency : Monthly / fortnightly / weekly
Offset Account : Yes
Extra Repayments Allowed : Yes
Standard Variable Plus Interest Rate Comparison Rate
<80% LVR 6.19% p.a. 6.35% p.a.
>80% - 95% LVR 6.59% p.a. 6.77% p.a.
Standard Variable Plus Interest Rate Comparison Rate
<80% LVR 6.39% p.a. 6.79% p.a.
>80% - 95% LVR 6.79% p.a. 6.97% p.a.
Fees Charges
Establishment fee $500
Basic Home Loan Service Fee (monthly) $8
Loan Contract Variation Fee  $300
Default Fee  $25 
Title Search  $25.30 
Discharge fee  $350

 

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Home loan calculators

Wondering how much you can borrow? Or what you repayments will be each month? Our home loan calculators can crunch the numbers for you.

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Frequently Asked Questions

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  • 1 Comparison Rates for Home Loans and Real Estate Mortgage Loans are based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.