Enjoy a transaction account with no monthly account keeping fees, helping you keep more money in your pocket.
Fee-free Banking for members 30 and under
Designed for members aged 30 and under, My Everyday Start makes everyday banking simple with no monthly account fees, Visa Debit and easy access to your money.
From your first pay cheque to your first home, we're here to support you through every important financial milestone.
Become a GMCU member and apply online in minutes.
Savings & Transaction Account Features |
|
|---|---|
| Minimum opening balance : | $1 |
| Internet External Transactions : | $500 |
| Internet International Transactions : | $2500 |
| ATM : | $1000 |
| Branch Access : | Yes |
| VISA Card : | Yes |
| Internet Banking : | Yes |
| Interest Calculation : | Minimum Monthly Balance |
| Interest Method : | Tiered |
| Interest Payment Frequency : | Last day of March |
| My Everyday Start Account | Interest rate |
| $1 - $4,999 | 0.01% p.a. |
| $5,000 - $24,999 | 0.01% p.a. |
| $25,000 - $49,999 | 0.10% p.a. |
| $50,000 and over | 0.10% p.a. |
| Feature | Benefit |
| Account eligibility | 30 years of age and under |
| Branch withdrawals | Free |
| Electronic withdrawals | Free |
| Card Purchase / EFTPOS / ATM | Free |
*This account is only available to persons under 30 years of age. Variable Interest. Calculated on Minimum Monthly Balance. Portion in each tier earns the rate for that tier. Interest paid annually. Refer to Conditions of Use for full details.
Wondering how much you can borrow? Or what you repayments will be each month? Our bank & save calculators can crunch the numbers for you.
Join GMCU and start banking with an organisation that's here for every stage of your financial journey. We’re here to help you get into your first home.
Yes. You can open a My Everyday Start Account online in just a few minutes, wherever and whenever it suits you.
Once your application has been approved and your account has been opened, you'll be able to access your account through online banking and the mobile app.
If you elect to link to a Visa Debit card to your My Everyday Start Account, you will be able to access your digital card when your account is opened. If you elect to have a physical card it will be sent to you securely in the mail.
Australian residents aged between 18 and 30 years who meet our identification requirements can apply online.
Existing members may be able to open an additional My Everyday Start Account through Online Banking or by contacting us directly.
There is no fee to open the account. Refer to the Product Disclosure Information and Fees & Charges Schedule for details of any applicable fees.
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