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| My Everyday Account | Interest rate |
| $1 - $4,999 | 0.01% p.a. |
| $5,000 - $24,999 | 0.01% p.a. |
| $25,000 - $49,999 | 0.10% p.a. |
| $50,000 and over | 0.10% p.a. |
| My Everyday Start Account | Interest rate |
| $1 - $4,999 | 0.01% p.a. |
| $5,000 - $24,999 | 0.01% p.a. |
| $25,000 - $49,999 | 0.10% p.a. |
| $50,000 and over | 0.10% p.a. |
| My Freedom Account | Interest rate |
| $1 - $499 | 0.00% p.a. |
| $500 - $48,000 | 2.00% p.a. |
| $48,001 and over | 2.00% p.a. |
| My Business Account | Interest rate |
| $1 - $4,999 | 0.01% p.a. |
| $5,000 - $24,999 | 0.01% p.a. |
| $25,000 - $49,999 | 0.10% p.a. |
| $50,000 and over | 0.10% p.a. |
| Our Community Account | Interest rate |
| $1 - $4,999 | 0.10% p.a. |
| $5,000 - $24,999 | 1.50% p.a. |
| $25,000 and over | 1.50% p.a. |
| Advantage Saver Account | Interest rate |
| Base | 0.01% p.a. |
| Bonus | 4.54% p.a. |
| Total | 4.55% p.a. |
| Cash Manager Account | Interest rate |
| $1 - $9,999 | 0.01% p.a. |
| $10,000 - $19,999 | 0.40% p.a. |
| $20,000 - $49,999 | 0.40% p.a. |
| $50,000 - $99,999 | 0.40% p.a. |
| $100,000 and over | 0.40% p.a. |
| Christmas Saver Account | Interest rate |
| $1 and over | 1.10% p.a. |
| Online Saver Account | Interest rate |
| $1 and over | 1.05% p.a. |
| Fixed Term Deposits | $100 - $4,999 | $5,000 and over |
| 3-5 months | 0.25% p.a. | 3.60% p.a. |
| 6-8 months | 0.25% p.a. | 5.00% p.a. |
| 9-10 months | 0.25% p.a. | 3.70% p.a. |
| 12 months | 0.25% p.a. | 4.90% p.a. |
| 24 months | 0.25% p.a. | 4.65% p.a. |
Minimum deposit is $100. Minimum term of three months, to a maximum of 24 months.
Interest is calculated on a daily basis. Paid on maturity or, for a 24 month term, interest is paid every 12 months.
| Monthly Income Term Deposit | $3,000 - $4,999 | $5,000 and over |
| 6 months | 0.25% p.a. | 4.90% p.a. |
| 12 months | 0.25% p.a. | 4.80% p.a. |
| 24 months | 0.25% p.a. | 4.55% p.a. |
Minimum deposit is $3,000. We offer terms of 6 months, 12 months or 24 months.
Interest is calculated on a daily basis and paid monthly. Interest can be paid by transfer to a specified account.
| My Connect Account | Interest rate |
| $1 - $4,999 | 0.01% p.a. |
| $5,000 - $24,999 | 0.01% p.a. |
| $25,000 - $49,999 | 0.10% p.a. |
| $50,000 and over | 0.10% p.a. |
Banking, loans, insurance and more - get in touch with us.
31 calendar days' notice is required for all withdrawals prior to maturity. Early withdrawals may attract a reduced interest rate and an early withdrawal fee. 3-12 month terms: Interest paid at maturity. Interest may be added to principal amount to be reinvested or paid to an account. 24 month term: Interest paid annually. First interest amount paid to an account, second interest payment may be added to principal and reinvested or paid to an account. Minimum deposit $100. Rates for deposits greater than $2million are available on application. Fixed Interest. Calculated on Daily Balance. Refer to Conditions of Use for full details.
Interest is paid by to your nominated GMCU Account. Early withdrawals attract a reduced interest rate. Minimum deposit $3,000. Rates for deposits greater than $2 million are available on application. Fixed Interest. Calculated on Daily Balance. Refer to Conditions of Use for full details.
