GMCU Visa card members can now enjoy a simpler online checkout experience with Click to Pay — no need to enter your card details every time you shop online.
Click to Pay is a digital checkout option supported by major card networks. Members can securely save their card details once, then use them at participating online checkouts by verifying their identity and selecting their preferred card.
➜ Select Click to Pay at checkout when shopping online at a participating retailer
➜ Enter your Click to Pay email and phone number
➜ You will receive a one-time code from Visa. Select “remember me” on trusted devices & skip for this step for future purchases from the same device & browser
➜ Choose your preferred card and select Confirm Payment
➜ Checkout successful
It's that simple — no more typing in your full card number, expiry date or CVV at every checkout.
All GMCU member Visa cards are being automatically enrolled into Click to Pay throughout July 2026. You don't need to register or take any action.
Click to Pay uses tokenisation and Visa authentication to protect your card details. Your actual card number is never shared with the merchant - a secure digital token is used instead.
Watch this short video from Visa to see how Click to Pay works at checkout: Digital Checkouts with Click to Pay - The Effortless Way to Pay.
If you have questions or experience any issues with Click to Pay, our team is here to help. Please also refer to our FAQ’s for commonly asked questions relating to Click to Pay.
Your card has been automatically enrolled as part of a secure rollout for eligible Visa cards, so you can start using it without needing to sign up.
At checkout, select Click to Pay, enter your email or mobile number, enter the code sent to you, then choose your preferred card to complete the payment.
Yes, it’s designed to be secure. Your card details aren’t shared with the merchant, and a one-time code is used to confirm your payment.
You can use Click to Pay at online stores that support it, just look for the Click to Pay option at checkout.
No, it’s completely optional. You can continue entering your card details manually if you prefer.
You can opt out of Click to Pay by either:
It might take 24 hours to complete the opt out request.
No, there’s no additional fee to use Click to Pay. Your normal card fees still apply as usual.
You will see the option to pay with Click to Pay if the retailer supports it. If you do not see if as an option, it may not be available at that merchant.
If you encountered an error when trying to checkout with Click to Pay your details may not have matched. Try again and double-check your details or contact us for support.
In most cases, your new card will be updated automatically, so you can continue using Click to Pay. If for some reason it has not been automatically enrolled, please contact us.
Make sure all contact details are up to date. You can update your details in Internet Banking, in branch, or by calling us.
Your email or mobile is used to securely find your card and send you a one-time code to confirm the payment.
Not at the moment, but this is planned for a future update. For now, we can assist you in branch or over the phone.
No. Click to Pay is for online purchases only. Your existing card and all other payment methods continue to work exactly as they do now.
That’s fine - you can continue using Click to Pay as usual. Your banks terms now apply to your card.
