4.99 % p.a. Interest rate 5.71 % p.a. Comparison rate
We've been busy building a seamless online banking experience for our members.
Home Loans
Switch to us and enjoy:
✓ Competitive interest rates
✓ No fees on additional repayments
✓ Multiple 100% offset accounts (yes, even on fixed rate home loans!)
There are lots of ways we are different to other financial institutions, but the most important one is that you become a member when you join.
Keep up-to-date with the latest blogs from GMCU.
Following the RBA's decision to decrease the official cash rate by 0.25%, GMCU will pass on the rate cut in full and decrease home loan variable interest rates by 0.25% p.a., effective 3 June 2025.
With cheque usage in Australia decreasing and significant improvements in digital payments in recent times, we have made the decision to stop our cheque deposit services, from 21 June 2025.
Goulburn Murray Credit Union Co-Operative Ltd (GMCU) has announced the appointment of Richard O'Nians as Chief Executive Officer at its Annual General Meeting held last night. Chair of GMCU, Eugenie Stragalinos, welcomed Mr O’Nians in her Chair’s address, noting his deep connections to regional Victoria and extensive experience in financial services.
Welcome to our refreshed GMCU website. Our new and improved website experience is easy to navigate, making it simple to understand and manage your banking, loans and insurance with us.
Our Internet Banking has a new look! The GMCU Internet Banking platform has been upgraded - giving our members a modern, intuitive, and easy-to-navigate online banking experience.
We’re here to make life better for our members and communities by focusing on what’s possible with member-owned banking solutions. At Goulburn Murray Credit Union, we’re here to improve the communities we live and work in by investing profits to help them grow, thrive and succeed.
Banking, loans, insurance and more - get in touch with us.
