• 1
  • 2
  • 3
  • 4

What are the operating hours for GMCU Branches?

Benalla Monday to Friday 9am till 5pm  
Echuca Monday to Friday 9am till 5pm  
Euroa Monday to Friday 9am till 5pm (Closed 12:30pm to 1:30pm)
Kilmore Monday to Friday 9am till 5pm  
Kyabram Monday to Friday 9am till 5pm  
Mooroopna Monday to Friday 9am till 5pm  
Numurkah Monday to Friday 9am till 5pm  
Seymour Monday to Friday 9am till 5pm  
Shepparton Monday to Friday 9am till 5pm  
Violet Town Tuesday 9:30am to 1:30pm
Friday 12:30pm to 4:30pm


What is my BSB?
The BSB for the Goulburn Murray Credit Union is 803078.

What is my Swift Code?
The Swift Code for the Goulburn Murray Credit Union is CUSCAU2Sxxx

How do I update my contact details?
You can change your contact details by logging into your Internet Banking, clicking the My Preferences tab and clicking Update Contact Details.
Alternatively you can visit any GMCU branch during our operating hours and any staff member would be happy to help you.

How do I change my name?
You will need to visit any GMCU branch during opening hours and speak to one of our team, please remember to bring adequate photographic identification and any supporting documentation, such as marriage certificate or updated birth certificate.

When I transfer funds, when will the recipient receive them?
If you choose to make an Osko payment and the recipients bank is an Osko participant, your payment will be received instantly.
If you choose a standard transfer and you load your payment before 4:30pm on a business day, we will send the payment to the receiving bank on the same day. If you load your payment after 4:30pm, or on a weekend or public holiday, the payment will not be forwarded until the next business day.
If you use a saved payee and you did not save them as an Osko payment, funds will be sent as a standard transfer.

How do I log into Internet Banking?
To log into your Internet Banking, simply visit the GMCU webpage and click on “Logins” in the top right hand corner, a drop down box will display with different options, click “Internet Banking”.
Enter in your unique login ID and password and click “Login”. You will then be taken to the internet banking home page and your personal accounts details.

How do I change my Internet Banking password?
You will need to visit any GMCU branch during opening hours and speak to one of our team. Alternatively if you are unable to make it to a branch, give your branch a call and ask to speak to the supervisor.
You will need to be identified to change your password.

Can I activate my Visa debit card on-line?
Yes, you can activate your Visa debit card on-line - please note that there may be a delay of up to 30 minutes from the time you instigated the activation until the activation taking effect.

How do I change the PIN on my Visa Card?
To change the pin, you can simply login to the GMCU app and click on “card management” you will then see an option to change pin in the bottom left corner. This option is only available if your internet logon is in the same membership as your card.
Our Shepparton and Seymour branches have a pin change machine that is available to members if you need help in changing or have forgotten your old pin.
Alternatively you may change your pin in any rediATM anywhere in Australia.

How do I increase the limit on my Internet Banking?
You will need to visit your closest GMCU branch to arrange a personalised limit on your internet banking transactions.
Before a higher limit can be approved, we will require you to register for SMS One Time Passwords. See the question below for assistance.

What are SMS One Time Passwords and how do I register?
SMS OTP is an added security feature for your Internet Banking. Registering and using SMS OTP is free and is the best security feature we recommend for protecting your online banking.

To register:
~Login to your Internet Banking.
~Click on the services & help drop down tab, then click on Setup Security Options.
~Click on the blue Request button, ensure your mobile number is correct, read and accept the terms & conditions and click the blue request button.
~You will be prompted for your password, enter this and click OK.

What is the cut off time for Bpay?
Payments made before 4:30pm (Eastern Standard Time) on a business day, will be processed on the same day. Payments made after this time will be processed on the next working day.

How do I schedule a regular Bpay payment?
~ Select the account from which the payment is to be made.
~Select an existing saved biller, or click to Pay New Biller.
~Add in your Bpay reference and the amount you wish to pay.
~Click on Recurring and select the frequency you wish.
~Add in the start date and end date.

An account aggregation app or website has asked for my Internet Banking details, is this safe?
Some services may ask for your logon details. By sharing this information, you may be increasing the risk of unauthorised access to your account or money.
We recommend you never share your password or logon ID with anyone.
If you have shared your password, you should change it immediately to keep your account safe.


For further information, or any questions that have not been answered here, please visit or call your local branch.