With no account keeping fees, you can shop online, instore and overseas with your VISA Debit card.
We're phasing out cheques at GMCU from 21 June 2025. Read more here.
Specifically designed to reward community groups and not-for-profit organisations who are supporting our local communities with a great interest rate and access to funds when you need it.
Get a VISA Debit card when you open your Community Account. Use it for ATM withdrawals and purchases worldwide, online or over the phone, using your card, smartphone or wearable.
Savings & Transaction Account Features |
|
---|---|
Minimum opening balance : | $1 |
Internet External Transactions : | $500 daily limit |
Internet International Transactions : | $2500 daily limit |
ATM : | $1000 daily limit |
Funds available at call : | Yes |
Branch Access : | Yes |
VISA Card : | Yes |
Internet Banking : | Yes |
Interest Calculation : | Minimum Monthly Balance |
Interest Method : | Tiered |
Interest Payment Frequency : | Last day of March |
Our Community Account | Interest rate |
$1 - $4,999 | 0.10% p.a. |
$5,000 - $24,999 | 1.50% p.a. |
$25,000 and over | 1.50% p.a. |
Feature | Benefit |
Account eligibility | Community organisations with a formal, documented structure; incorporated clubs; charitable organisations; sporting clubs; schools; recognised religions; community groups and non profit organisations. Approval is at the discretion of GMCU. |
Branch withdrawals | Free |
Electronic withdrawals | Free |
Card Purchase / EFTPOS / ATM | Free |
Explore our Savings and Term Deposit accounts - they work hard so you don’t have to.
Wondering how much you can borrow? Or what you repayments will be each month? Our bank & save calculators can crunch the numbers for you.
Boost your savings with flexible accounts and competitive rates.
Banking, loans, insurance and more - get in touch with us.