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A home loan with a variable interest rate

100% offset account

Free redraw online

 <80% loan-to-value-ratio

Owner-occupied, principal & interest repayments

 

Interest rates

 

Loan Annual percentage rate Comparison rate (p.a.)
 Standard Variable Plus < 80% LVR 6.19% pa 6.35% pa
 Standard Variable Plus > 80% - 95% LVR 6.59% pa 6.77% pa 
 Standard Variable Plus Investment < 80% LVR 6.39% pa 6.55% pa
 Standard Variable Plus Investment > 80% - 95% LVR 6.79% pa 6.97% pa

 

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Why GMCU?

Prompt Turnaround Times

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Competitive Rates

 

Credit eligibility criteria, terms and conditions, fees and charges apply. ^Interest rate is only available to owner-occupied loans on principal and interest repayments with less than or equal to 80% Loan to Value Ratio (LVR). Interest rates for investment loan purposes, interest only loans and other applicable LVR tiers will differ. All rates are variable unless stated otherwise, indicative and are subject to change without notice. *Comparison Rates for Home Loans and Real Estate Mortgage Loans are based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Rates are for principal and interest repayment loans, a margin will apply to interest only loans. Goulburn Murray Credit Union Co-operative Limited ABN 87 087 651 509 AFSL/Australian credit licence 241 364.