Target Market Determinations

A Target Market Determination or TMD is an informative document that defines a product and provides clarity around how the product is offered, who can offer it, and who it is most suitable for in terms of needs and financial position.

TMDs are made available in order for us to ensure complete transparency in how we distribute and develop our products, and to be sure we do so in the best interest of our members and customers. They are a requirement under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.