You're protected from interest rate rises during fixed term
100% offset account
Free redraw online
 <80% loan-to-value-ratio
Owner-occupied, principal & interest repayments


Interest rates


Loan Annual percentage rate Comparison rate (p.a.)
1 Year Fixed Rate < 80% LVR 5.99% pa 6.35% pa
1 Year Fixed Rate > 80% - 95% LVR 5.99% pa 6.70% pa
1 Year Fixed Rate Investment < 80% LVR 6.29% pa 6.56% pa
1 Year Fixed Rate Investment > 80% - 95% LVR 6.29% pa 6.91% pa


Ready to talk to a Lending Specialist?  Make an enquiry

Get started

Loan Calculators

Explore your options

Loan Rate Sheet

Discover our interest rates

Key Facts Sheet

Explore your options

Ready to talk to a Lending Specialist?

Make an Enquiry


Prompt Turnaround Times

Personalised Service

Competitive Rates


Credit eligibility criteria, terms and conditions, fees and charges apply. ^Interest rate is only available to owner-occupied loans on principal and interest repayments with less than or equal to 80% Loan to Value Ratio (LVR). The fixed rate applying to a loan will be the actual fixed rate on the day of final funding. After fixed rate period, loan will revert to Standard Variable Plus product, applicable to the Loan to Value Ratio (LVR). *Comparison Rates for Home Loans and Real Estate Mortgage Loans are based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Rates are for principal and interest repayment loans, a margin will apply to interest only loans. Goulburn Murray Credit Union Co-operative Limited ABN 87 087 651 509 AFSL/Australian credit licence 241 364.