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Christmas Saver Account (S4) is a great way to spread your christmas savings over the whole year.

Interest is calculated on daily balance and is credited to the account on the 15th of November each year. These funds are then transferred to your S1, S8, S3 or S2 Account, and you can withdraw the funds from that account at any time. Deposits are accepted for any amount, and can be deposited as frequently as you wish.