PayTo is an easy, digital way to pay directly from your bank account.

What is PayTo?

PayTo is a fast and secure payment option that gives you control over the payments of bills, subscriptions, and online shopping - all managed from the security of your GMCU Internet Banking.

As an alternative to direct debits or card payments, PayTo gives you more visibility and control over the management of payment arrangements, with the ability to pause, change or cancel authorities quickly and easily.

How does PayTo work?

A participating merchant or payee will send you an authorisation request for a new bill, subscription, or purchase, using the account details or PayID that you provide them. This agreement will set out the payment terms including the amount, frequency and scheduling of the proposed payments, which you can then authorise or decline.

You can view and manage all your PayTo agreements that are linked to your bank account together in one secure place, within your GMCU internet banking. You will be able to see exactly when payments are due to make sure you have sufficient funds for payments. You can also move the PayTo agreement between your eligible accounts.

Find out more

To learn more about PayTo, please visit the PayTo website.

What is a PayID®?

PayID allows you to use a memorable piece of information such as your mobile number or e-mail address instead of your BSB and account number.

Find out more about PayID here.