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Whether you’re looking to build your dream home or an investor looking to build your property portfolio, GMCU has a special offer 18 month fixed rate home loan that will help give you a leg up.

This special offer is available for single dwelling construction with a fixed price building contract. To be eligible, applicants must be personal individual borrowers with new borrowings between $150,000 and $750,000 and a maximum loan to valuation ratio of 80%.

Loan applications must be approved between 14 September 2020 and 31 January 2021 and funding commenced by 30 June 2021.


Owner Occupied Home Loan

Investor Home Loan

18 month fixed interest rate^*
18 month fixed interest rate^*

2.01% p.a.


2.01% p.a.


Comparison rate
Comparison rate

4.13% p.a.

4.59% p.a.



^After the first 18 months, the interest rate reverts to the applicable Standard Variable rate. The fixed rate applied to the loan will be the fixed rate advertised on date of first funding. * Comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example given. Different amounts or terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. /Normal lending criteria apply. Offer may be withdrawn at any time.