Disclaimer: Goulburn Murray Credit Union Cooperative Limited ABN 87 087 651 509 AFSL/ Australian Credit Licence No 241364 (GMCU). Fees, Charges, Approval criteria, Terms & Conditions apply. The estimates given by these calculators are not quotations and are not binding in any way on either GMCU or the user. The method of calculation does not precisely reflect that used by GMCU and the information provided should be used as a guide only. The calculator does not pre-qualify you for a loan. To apply for a GMCU loan you must complete an application form. All loan applications are subject to GMCU's loan assessment criteria. Actual repayments and interest calculations will vary based on the parameters specific to your loan application. GMCU will advise of the precise calculations if a loan offer is made to you. To the extent permitted at law, GMCU accepts no responsibility for the accuracy of information of the calculator, or any loss you or any person suffers due to relying on information provided by calculator. You can apply for a GMCU loan by contacting your local branch.