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Peace of mind for your most treasured items

Our Home Building and Contents Insurance from Allianz includes a range of features and benefits, to give you peace of mind should the unexpected happen.

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Why choose Allianz for your Home Insurance:

  • Simple - Click the 'Get A Quote' button
  • Affordable - Competitive prices with no additional policy fee to pay by the month1
  • Choice - A range of home and contents insurance products to suit different budgets and needs
  • Easy claims process - Allianz understands that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss

Extra ways to save:

  • Combined building and contents discount – when you combine your buildings and contents covers on the one policy, you’ll be rewarded with a discount of up to 10%2
  • 30% No-Claim Bonus – We offer up to 30% No Claim Bonus on our Home Insurance policies, meaning you’ll save on your premium each year you don’t make a claim, up to a maximum 30%6,2
  • Increase your excess to reduce your premium – our Home Insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium^

 

 Compare the features

What is covered?

Prestige Home

Classic Home

Vital Home

Insured events cover

N/A

Accidental loss or damage

N/A

N/A

Accidental breakage of glass

Additional cost of temporary accommodation

 

Maximum payable for this benefit and the benefits 'Removal of debris, professional fees, and extra costs' is 10% of contents sum insured.

Compensation for death

Up to $10,000

Up to $10,000

 Up to $10,000

Contents in open air at the risk address

Sub-limits for selected contents apply

Contents in safe deposit box

 

Up to 20% of contents sum insured

Credit cards - cover for loss or theft

Up to $5,000

Up to $5,000

Up to $2,500

Fusion of electric motors

N/A

 

Motors up to 12 years old

Motors up to 10 years old

 

Guests’, visitors’ and domestic helpers’ property

Up to $5,000

Up to $5,000

 Up to $5,000

Landlords' contents

N/A

Up to $10,000

 Up to $10,000

Legal liability cover

Up to $20,000,000

Up to $20,000,000

Up to $10,000,000

Modifications to buildings for paraplegia & quadriplegia

Up to $10,000

Up to $10,000

 Up to $10,000

Replacement of locks and cylinders

Up to $2,000

Up to $1,000

 Up to $1,000

Security firm attendance

Up to $500

Up to $500

 Up to $500

Spoilage of refrigerated / frozen food

No specified limit

Up to $500

N/A

Temporary removal of contents from your risk address

 

Sub-limits apply

Title deeds

Up to $2,000

 Up to $2,000

 Up to $2,000

Veterinary costs

Up to $500

 Up to $500

 Up to $500

 

Want to learn more?

For detailed information on the cover and limits provided, you should read the Product Disclosure Statement.

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Questions?

If you have any questions, please contact us

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Goulburn Murray Credit Union Limited arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708. We do not provide advice on this insurance based on any consideration of your objectives financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please read the Product Disclosure Statement available on this website or by calling Goulburn Murray on (03) 5821 9033. If you purchase this insurance, Goulburn Murray will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.

1 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. 2 Minimum premiums apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable). 6 To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.  ^ Minimum voluntary excess applies. Any imposed excess cannot be adjusted.

Allianz Key Facts Sheets

PDS Home, Classic
PDS Home, Prestige
PDS Home, Vital