Loan Rates
Click here to download a pdf copy of our Loan Rates
Click here to download a pdf copy of Comparison Rate FAQs
New Loans from 23rd February 2012
| Interest Rate | Comparison Rate | |
| Housing Loans | ||
| Basic Variable | 6.73% pa | 6.84% pa |
| Standard Variable | 7.38% pa | 7.45% pa |
| Introductory 6 months fixed rate | 5.85% pa | 7.34% pa |
| Fixed Rate – 1 year | 6.35% pa | 7.34% pa |
| Fixed Rate – 2 years | 6.40% pa | 7.25% pa |
| Fixed Rate – 3 years | 6.45% pa | 7.17% pa |
| Other Real Estate Mortgage Loans | 10.50% pa | 10.62% pa |
| GMCU Equity Access | 7.50% pa | |
| Car Loans (Secured) | ||
| New Cars | 10.74% pa | 10.93% pa |
| Cars Up to 3 years old | 11.74% pa | 11.93% pa |
| Cars 3 to 9 years old | 13.45% pa | 13.64% pa |
| Cars over 9 years old | 15.55% pa | 15.75% pa |
| Car Loans (Part Secured) | ||
| New Cars | 11.74% pa | 11.93% pa |
| Cars Up to 3 years old | 13.45% pa | 13.64% pa |
| Cars 3 to 9 years old | 15.55% pa | 15.75% pa |
| Cars over 9 years old | 15.80% pa | 16.00% pa |
| Personal Loans | ||
| Secured rate range | from 7.38% pa | from 8.57% pa |
| to 15.80% pa | to 16.00% pa | |
| Unsecured | 16.20% pa | 16.35% pa |
| Overdrafts | ||
| Secured (residential real estate mortgage) | 11.20% pa | |
| Secured (other real estate mortgage) | 11.59% pa | |
| Unsecured | 16.54% pa | |
| Business / Farm / Commercial | ||
| Residential Mortgage | 9.20% pa | |
| Other Real Estate Mortgage | 10.50% pa | |
| Unsecured | 16.20% pa |
