Terms & Conditions

Any savings account, access facility, term deposit, loan or other service you acquire from us is subject to our terms and conditions for that service.

We will provide our terms and conditions at the time of providing a service and you should always read them before opening an account, applying to use a facility or applying for a loan.

The terms and conditions set out your rights and obligations. It is important that you understand these rights and obligations.

A copy of the terms and conditions for Accounts and Access Facilities is available by clicking on "PDS" in the menu at the footer of each web page.

Alternatively, you can request a copy of the terms and conditions for any service from your local branch.